What financing does lendfloCapital offer?
We match businesses with term loans ($25K to $2M), equipment financing ($10K to $500K), working capital, lines of credit and revenue-based financing from a network of lenders.
Financing SolutionsTwo products.
Two products.
Every business need.
lendfloCapital delivers the two most critical financing products for American businesses — with unmatched speed, transparency, and dedicated advisor support.
Term Loans
$25K – $2MNon-collateralized business term loans with fixed monthly payments and flexible repayment terms from 12 to 60 months. Ideal for expansion, hiring, inventory, or any one-time business investment.
- No collateral required
- Fixed predictable payments
- 12–60 month terms
- Approvals in 24–48 hours
- Funding in as little as 5 business days
$25K – $2M
Available financing range
Approval rate for qualifying businesses
Equipment Financing
$10K – $500KFinance or lease the equipment your business needs to operate and grow. From commercial vehicles and restaurant equipment to manufacturing tools and technology — we make it affordable and fast.
- Finance or lease options
- Any business equipment
- Preserve working capital
- Tax-advantaged structures available
- All industries
$10K – $500K
Available financing range
Approval rate for qualifying businesses
Term loans or equipment financing — we do both.
No cost to apply. Same-day decisions. No hard credit pull.
How It Works
Application to funded — in days, not months.
1
Apply in Under 3 Minutes
Complete a short online application. No lengthy forms. No branch visits. No documents upfront.
2
Advisor Reviews Your File
A dedicated lendfloCapital advisor reviews your profile and identifies your strongest lender matches.
3
Decision in 24–48 Hours
You receive a clear offer with full terms explained — no surprises, no hidden fees, no pressure.
4
Funds in Your Account
Once approved, funds are deposited directly to your business bank account. Most businesses funded in 3–5 days.
Our 4-step process gets you funded fast.
Same-week funding available. Decisions in as little as 24 hours. No hard credit pull to start.
Not sure which product fits your situation?
Talk to a lendfloCapital advisor — free consultation, no obligation. We'll help you identify exactly the right solution for your goals.
Common questions
Frequently asked questions
How do I choose between a term loan and equipment financing?
Choose equipment financing when the money is for a specific machine, vehicle or system, because the equipment itself secures the financing. Choose a term loan when the money is for something broader, such as expansion, hiring or inventory.
How fast can I get a decision?
Decisions can come as fast as 24 hours. How soon the money arrives after that depends on the lender and the product.
What does it cost to apply?
Nothing. Applying through lendfloCapital is free for business owners, and the first credit check is a soft pull that does not affect your score.
Is lendfloCapital the lender?
No. We are a broker. We compare offers from our lender network, and the lender you choose provides and services the financing.
Written by lendfloCapital Editorial Team · Last updated
lendfloCapital is a business financing broker, not a lender. This page is general information, not financial, legal or tax advice. Rates, amounts and terms depend on the lender and your business.
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Official sources for further reading
- SBA 7(a) loans (U.S. Small Business Administration)
The SBA's most common loan program, with uses that include working capital and equipment. - SBA loan programs (U.S. Small Business Administration)
Overview of the government-backed 7(a), 504 and microloan programs offered through participating lenders. - Small Business Credit Survey (Federal Reserve Banks)
Annual research on how small businesses apply for, receive and use financing.