How We Write and Check Our Pages
How lendfloCapital earns money, where the facts on our pages come from, what the dates mean and how to tell us about a mistake.
Written by lendfloCapital Editorial Team · Last updated
- How lendfloCapital earns money
- What our pages are, and are not
- Where the facts come from
- What the dates mean
- Tell us about a mistake
How lendfloCapital earns money
lendfloCapital is a business financing broker, not a bank and not a direct lender. We compare offers from the lenders in our network and show business owners the options that fit.
It costs a business owner nothing to apply, and the first credit check is a soft pull that does not affect your score. We are paid by the lender when a financing match is funded. That is a conflict of interest worth knowing about, so we say it here and ask you to compare the total repayment, not only the monthly payment, before you sign anything.
What our pages are, and are not
Pages are written by the lendfloCapital Editorial Team. They are general information for U.S. small business owners. They are not financial, legal or tax advice, and they cannot know your situation. Rates, amounts and terms depend on the lender and on your business.
Where the facts come from
Facts about government programs, tax rules and laws come from the official sources listed at the bottom of this page. Each guide links to the sources that are relevant to its topic under “Official sources for further reading”.
Figures about our own service, such as typical amounts, decision times and funding times, describe typical cases. They vary by lender and by business, and they are not promises.
Details about other companies on our comparison pages are general and can change. Check each company’s own website for its current requirements before you compare.
What the dates mean
“Last updated” is the last day the content of that page materially changed. We do not change it for design tweaks. Articles show both the day they were first published and the day they were last updated.
“Source links last checked” is the last day we opened every official link on the page and confirmed it still loads. The links on this site were last checked on October 9, 2026.
Tell us about a mistake
If something on a page looks wrong, out of date or unclear, please tell us on the contact page or by phone. Say which page and what you saw. We will check it against the official source and correct the page.
| Source | Published by | What you will find |
|---|---|---|
| SBA loan programs | U.S. Small Business Administration | Overview of the government-backed 7(a), 504 and microloan programs offered through participating lenders. |
| SBA 7(a) loans | U.S. Small Business Administration | The SBA's most common loan program, with uses that include working capital and equipment. |
| SBA 504 loans | U.S. Small Business Administration | Long-term, fixed-rate financing for major fixed assets such as equipment and real estate. |
| Local SBA assistance | U.S. Small Business Administration | Find SBA offices and resource partners near you for one-on-one business advice. |
| Small Business Credit Survey | Federal Reserve Banks | Annual research on how small businesses apply for, receive and use financing. |
| Local business advising (SBA resource partners) | U.S. Small Business Administration | Find a Small Business Development Center, SCORE mentor, Women's Business Center or Veterans Business Outreach Center near you. |
| Find your Small Business Development Center | America's SBDC | Locator for the state and regional SBDC networks that give business owners advice on financing and planning. |
| SBA microloans | U.S. Small Business Administration | Small loans for new and early-stage businesses, made through nonprofit intermediary lenders. |
| SBA help for veteran-owned businesses | U.S. Small Business Administration | Programs, certifications and counseling for veteran business owners. |
| SBA help for women-owned businesses | U.S. Small Business Administration | Programs, certifications and counseling for women business owners. |
| SBA help for minority-owned businesses | U.S. Small Business Administration | Programs and counseling for minority business owners. |
| The FTC Franchise Rule | Federal Trade Commission | The federal rule that requires franchisors to give buyers a disclosure document with 23 items of information. |
| Uniform Commercial Code, Article 9: secured transactions | Cornell Law School, Legal Information Institute | The text of the model law behind UCC liens and security interests in business assets. State versions can differ. |
| Get a D-U-N-S Number | Dun & Bradstreet | How a business gets the identifier that Dun & Bradstreet uses to build its business credit file. |
| IRS Publication 946: How to Depreciate Property | Internal Revenue Service | The IRS guide to depreciation, including the Section 179 deduction for business equipment. |